NETWORK WITH US

Life Insurance Providers Brentwood TN

Life insurance is a type of insurance in which an insurer agrees to pay out a sum of money when the insured dies. This money goes to your beneficiaries who are predetermined by you. Beneficiaries tend to be the individuals who depended on the income you do/will generate. The younger you are when you get life insurance the cheaper the insurance premiums are and sometimes you can even lock in rates. Please scroll down for more information and access to the life insurance agents in Brentwood, TN listed below that can explain more.

Mr. Henry L. Parrott (RFC®), CHFC
(615) 376-5325
750 Old Hickory Blvd
Franklin, TN
Company
Estate & Financial Strategies Inc
Qualifications
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Charitable Foundations, Asset Protection, LiabCover

Data Provided By:
Mr. Ira Work (RFC®), CHFC, CSA
(561) 386-1071
15180 Old Hickory Blvd. #604
Nashville, TN
Company
Work Financial Group, Inc.
Qualifications
Education: BBA
Years of Experience: 25
Membership
IARFC, SCSA
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Seminars Work, Mutual Funds, Life Insurance, Education Plan, Asset Protection, Compensation Plans

Data Provided By:
Roger Graham
2400 Crestmoor Rd
Nashville, TN
Company
Title: Vice President
Company: Financial Strategies Inc.
Type
Investment Advisor Rep: Yes
Education
University of North Carolina - BS Business Administration
California State University Sacramento - MBA
Years Experience
Years Experience: 27
Service
Wealth Management,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Life Settlements,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Pl

Data Provided By:
Alan Costa, CLU, ChFC, CDFA
50 Fox Vale Lane
Nashville, TN
Company
Title: President/LPL Branch Manager
Company: The Harpeth Financial Group
Type
Investment Advisor Rep: Yes
Education
University of Virginia, BS Commerce
Years Experience
Years Experience: 35
Service
Fee Only Portfolio Management,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Estate Tax Planning,Asset Protection Strategies & Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Planning For Personal Finances & Budgeting,Retirement Income A

Data Provided By:
Crystal Davis
800 East Reelfoot Ave
Union City , TN
Company
Company: Davis Group Investments
Service
IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Annuities,Alternative Asset Class Planning,Retirement Income Accumulation Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Investment & Portfolio Management,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Stock Market Alternative,Wealth Management,Retirement Planning,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning

Data Provided By:
Michael Sandifer
25308 ClockTower Drive
Franklin, TN
Company
Company: Sandifer Investment Group LLC
Type
Investment Advisor Rep: Yes
Education
Baylor University BA in Accounting
Years Experience
Years Experience: 11
Service
Stock Market Alternative,Wealth Management,Annuities,Alternative Asset Class Planning,Planning For Personal Finances & Budgeting,Education Funding & Financial Aid Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Retirement Planning,Investment Consulting & Allocation Design,R

Data Provided By:
Constance O. Luttrell (RFC®)
(615) 591-3260
817 Willow Springs Blvd.
Franklin, TN
Company
CC & Associates
Qualifications
Education: University of Tennessee at Chattanooga, Business Administration major, minor in theater; Continuing financial studies at Aquinas College and David Lipscomb University in Nashville, Tennessee and continuing financial courses relating to her profession.
Years of Experience: 24
Membership
IARFC
Services
Invoice, Seminars Work, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Healthcare Accounts, Asset Protection

Data Provided By:
Mr. Jeffrey A. Cody (RFC®), LUTCF
(615) 969-6377
4525 Harding Pike
Nashville, TN
Company
Cody Financial Solutions
Qualifications
Education: B.B.A., Business Administration, Belmont University. Life Underwriter Training Council Fellow and Financial Services Specialist, The American College.
Years of Experience: 8
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, BuySell, Compensation Plans

Data Provided By:
Dixon Advisory Group
(615) 376-8899
811 Foxboro court
Brentwood, TN
Alternate Phone Number
615-376-8899
Services
Life Insurance, Health Insurance, Annuities, Disability, Final Expense

George Putnam
8104 Wiebelo Dr.
Knoxville, TN
Type
Investment Advisor Rep: Yes
Education
University of Tennessee BA in Economics
Years Experience
Years Experience: 35
Service
CD Alternative,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Retirement Income Accumulation Planning,Fee Only Portfolio Management,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Retirement Income Distribution Planning,Pension for Highly Compensated Owners,Stock Market Alternative,Wealt

Data Provided By:
Data Provided By:

Understanding Life Insurance

By Joan Mitchell

When your employer breaks out the big box o’ benefits, you may be surprised to see that life insurance is on the table. If you’re like me, you probably thought that life insurance was only for wealthy fat cats and rednecks who want to fake their own death, collect on their policy, and escape to Mexico with their wife (who’s also their aunt). But while the vast majority of recent grads might think that they don’t need a life insurance policy, it’s not a completely cut-and-dry issue. Life insurance—like all insurance—can get pretty complicated, but we’ll try to cut straight to the chase: What is life insurance and what are the pros and cons for a twentysomething?

What Is Life Insurance

Simply put, life insurance is a type of insurance in which an insurer (e.g., State Farm) agrees to pay out a sum of money when the insured (e.g., you) dies. This money goes your beneficiaries who are predetermined by you. Beneficiaries tend to be the individuals who depended on the income you do/will generate. Long story short: if you are worried that if you die unexpectedly that any of your loved ones will be worse off financially, you should consider purchasing life insurance.

If your employer is serving you a policy on a silver platter (i.e., no extra monthly/yearly fees attached), then you should certainly jump on it. Even if they ask for you to slightly subsidize it (e.g., $10/month), still opt in. However, even if that small subsidy is too large for your current economic situation or your company isn't providing you with health insurance (and you're on your own), we ask that you still read on and consider acquiring a life insurance policy.

Deciding Whether or Not You Want Life Insurance

From a recent grad’s perspective, the pros and cons of purchasing life insurance are relatively straight-forward.

Reasons You Might Want Life Insurance

  • To take care of your spouse/kids/parents. If you have kids or you’re married and your spouse would be severely hurt financially by your passing, you need to look into life insurance, which will provide them with cash when you die. This should help soften the economic blow of your passing. Note: Even if you're single, your beneficiary could be your mom, granddad, sister, etc.
  • To Ensure Your “Insurability.” The people who underwrite insurance policies take into account a vast range of variables when calculating premium rates and determining your “insurability”—basically, how much of a risk the insurance company is taking on by insuring you. So if you have cancer or you’re a professional stuntman, you’re far less insurable than a healthy 23-year-old who works in advertising. Thus, most recent grads are highly insurable. This means two things: (1) you can pay relatively low premiums, and (2) getting life insurance now guarantees that the provider must continue to insure you as long as you keep up with your annual premium payments.
  • To Leave a Clean Slate. Morbid...

Click here to read the rest of this article from Gradspot.com

©2010 Gradspot LLC