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Renters Insurance Resources Ashburn VA

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Ashburn, VA listed below.

Allstate Insurance Agency of Ashburn
(703) 724-1981
20609 Gordon Park Sq
ASHBURN, VA
Alternate Phone Number
7037241981
Services
Landlord, Auto, Home, Life, Business Insurance
Prices and/or Promotions
Earn $10 Gift card for referrals

Tatiana Busch Insurance Agency
(703) 815-4562
13881 Metrotech Dr Suite E
Chantilly, VA
Services
Insurance and financial services

Karen Lerner Insurance Agency
(703) 660-2316
1703 Belle View Blvd, Ste B1
Alexandria , VA
Services
Insurance and Financial services

Woodland Financial Group, LLC
(301) 874-0293
1 Research Court
Rockville, MD
Alternate Phone Number
1-877-209-8604
Services
Finding lowest cost Life Insurance for consumers.

Insurance Associates
(301) 838-9400
21 Church St.
Rockville, MD
 
Griffin-Owens Insurance Specialists
(703) 652-0308
847 Station Street
Herndon, VA
Alternate Phone Number
703-471-0050
Services
Insurance

Allstate Insurance
(443) 829-8180
12150 Monument Dr
Washington, DC
 
Nationwide Insurance
(703) 385-6815
11092 B Lee Highway, Suite 103
Fairfax, VA
 
Lowe-Tillson Insurance
(301) 258-7773
2403 Research Blvd, Suite 350
Rockville, MD
Alternate Phone Number
301-258-7773
Services
insurance, car insurance, commercial insurance, business insurance, life insurance, business insurance, car insurance, commercial insurance, cyber insurance, general liability insurance, homeowners insurance, insurance, motorcycle insurance, life insurance, property insurance, workers comp insurance

Gonzalez Insurance Agency LLC
(301) 990-1000
18955 Bonanza Way
Gaithersburg, MD
Services
Insurance

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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