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Renters Insurance Resources Carson City NV

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Carson City, NV listed below.

Preferred Insurance of Nevada
(702) 368-2080
8380 W Sahara #110
Las Vegas, NV
Services
Insurance, Car Insurance, Auto Insurance, Home Insurance, Insurance Agency

Watkin Insurance Group, LLC-Nish Kantaria
(702) 448-3760
780 Coronado Center Dr Ste 110
Henderson, NV
 
State Farm Insurance-Juan Diaz
(702) 870-0444
4911 Alta Dr
Las Vegas, NV
 
Lawrence/Kreeft & Associates-Daniel Sabaka
(702) 873-1003
630 S Rancho Dr Ste F
Las Vegas, NV
 
Executive Insurance Group, LLC.
(702) 769-2974
2300 W Sahara Ave Ste 680 Box 23
Las Vegas, NV
 
V & J Insurance-Vida Chan Lin
(702) 251-3900
8540 S Eastern Ave Ste 170
Las Vegas, NV
 
Daniel C. Cuddy
(702) 243-9965
2116 Rico Peak Ct
Las Vegas, NV
 
Business Insurance Las Vegas
(702) 657-6510
502 N. Eastern
Las Vegas, NV
Alternate Phone Number
702-983-0830
Services
Business and commercial Insurance
Prices and/or Promotions
Per Quote

Securance Independent Adjusters
(702) 232-5517
4505 Mineral Mine Dr
Las Vegas, NV
 
Green Valley Benefit Services, Inc.-Pat Staley
(702) 361-0323
8222 Vista Colorado St.
Las Vegas, NV
 

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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