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Renters Insurance Resources Conover NC

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Conover, NC listed below.

MIKE EVERETT INSURACNE GROUP,LLC
(828) 466-0094
1112 CONOVER BLVD W
CONOVER, NC
Alternate Phone Number
828-466-0097
Services
AUTO HOME LIFE HEALTH COMMERICAL
Prices and/or Promotions
AS LOW AS $50.00 A MONTH

Lawyers Mutual Liability Insurance Companyof North Carolina
(919) 677-8900, (800) 662-8843
5020 Weston Parkway, Suite 200
Cary, NC
Prices and/or Promotions
States/Provinces Served: North Carolina

Hoffman Insurance Agency
(704) 280-8585
2015 Ayrsley Town Blvd, Suite 202
Charlotte, NC
Alternate Phone Number
704-280-8585
Services
704-293-4050

The Purrier Group, Inc.
(910) 670-2500
935 McCloskey Rd.
Fayetteville, NC
Alternate Phone Number
910-670-2500
Services
Insurance

Mundt AFLAC Insurance
(910) 340-0580
228 White Oak Ct
Jacksonville, NC
Alternate Phone Number
9103400580
Services
Personal Accident, Cancer, Dental, Hospital Confinement, Intensive Care, Vision, Heart Conditions
Prices and/or Promotions
Individual, Business Groups, Associations, Unions

American Insurance Services
(704) 735-3716
806c east main st
Lincolnton, NC
Alternate Phone Number
704-735-3716
Services
Insurance

BURRUSS, SUE- STATE FARM INSURANCE
91-864-5908
8140 CLIFFDALE ROAD
FAYETTEVILLE, NC
Alternate Phone Number
9108644997

Hayes Insurance Agency
(704) 545-3337
7730 Matthews Mint Hill Road
Mint Hil, NC
 
nchealthplansonline
(800) 438-5834
107 s sunberry trl
fletcher, NC
 
Brewer Insurance Group
(919) 562-1974
1904 South Main Street
Wake Forest, NC
 

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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