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Renters Insurance Resources Fayetteville AR

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Fayetteville, AR listed below.

Farmers Insurance David McDowell Insurance
(479) 443-4100
908 E Rolling Hills Dr Ste F2
Fayetteville, AR
Alternate Phone Number
479-443-4100
Services
Auto Home Mortgage Protection Insurance

State Farm Insurance Companies
(870) 534-5012
2900 Olive Street
Pine Bluff, AR
Alternate Phone Number
870-534-5014
Services
Financial and Insurance Services

Coker Insurance, Inc.
(870) 239-2110
2200 Grecian Lane, #5
Paragould, AR
Alternate Phone Number
870-239-2110
Services
Auto, Home, Life and Business Insurance
Prices and/or Promotions
www.cokercompanies.com

Fred Hughes
(501) 912-3097
6813 Incas Drive
North Little Rock, AR
 
Derek McCoy State Farm Agent
(870) 425-9594
119 N College St
Mountain Home, AR
Alternate Phone Number
870-425-9594
Services
Insurance and Financial Services

Central Arkansas Insurance
(501) 912-3097
6813 Incas
North Little Rock , AR
 
The Dickinson Agency LLC
(501) 221-3000
9120 N Rodney Parham
Little Rock, AR
Services
Insurance

Nationwide Insurance Quotes - Chuck Jordan
(501) 624-4105
813 Airport Road
Hot Springs, AR
Alternate Phone Number
800-354-3109
Services
Car Insurance, Home Insurance, Business Insurance, Auto Insurance, Insurance Quotes, Insurance Consulting
Prices and/or Promotions
Combine policies and save!

Todd Martin Shelter Insurance
(501) 985-9794
210 John Harden Dr
Jacksonville, AR
 
Allstate Insurance - The Dickinson Agency
(501) 221-3000
9120 N Rodney Parham Rd
Little Rock, AR
 

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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