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Renters Insurance Resources Lawrenceville GA

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Lawrenceville, GA listed below.

C Jarvis Insurance Agency
(770) 205-5339
5750 McIntyre Way
Cumming , GA
 
Allstate Insurance- Rhonda Strickland Agency
(678) 541-0634
2700 Braselton Hwy Stre 14
Dacula, GA
Services
Insurance and Financial services

TIME INSURANCE
(404) 298-7900
3085 Breckinridge Blvd
Duluth, GA
Alternate Phone Number
404-298-7900
Services
Auto,Home,Health,Life and Business Insurance
Prices and/or Promotions
Call for your free quote. Are you getting all the discounts?

John Martin Statefarm
(770) 414-7999
2343 Main St.
Tucker, GA
Alternate Phone Number
770-414-7999

excel insurance
(770) 410-0098
520 s. main st
alpharetta, GA
Alternate Phone Number
7704100098
Services
inurance broker

Dale Gainey and Associates Inc. Allstate Insurance
(678) 514-2197
2795 W Main St, Ste 18B
Snellville, GA
 
Weathers Insurance
(770) 448-9700
3065 Peachtree Industrial Blvd. Duluth, GA 30097
Duluth, GA
 
Barwick and Roberts Insurance Agencies
(770) 498-8553
5295 HWY 78, Suite F22
Stone Mountain, GA
Alternate Phone Number
1-866-318-6709

Primerica Financial Services
(678) 458-0798
3286 Buckeye Rd Ste 202
Atlanta, GA
Alternate Phone Number
(678) 458-0798

BV insurance
(770) 633-3464
1784 Century Blvd
Atlanta, GA
 

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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