NETWORK WITH US

Renters Insurance Resources Longmont CO

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Longmont, CO listed below.

Colorado Farm Bureau Insurance - David Bamford Agency
(303) 709-3106
1715 Iron Horse Drive
Longmont, CO
Alternate Phone Number
303-709-3106
Services
Home, Auto, Life, Farm & Ranch, Business, Long Term Care

Helen L Wagner Ins Agcy Inc
(303) 442-7844
5360 Arapahoe Ave Suite A-1
Boulder, CO
 
FARMERS INSURANCE - HENDERSON
(303) 919-0250
11990 Grant St. # 400
, CO
 
Equisure
(303) 614-6961
3000 S Jamaica Court
Aurora , CO
 
Wilson Insurance Service
(719) 544-6007
963 W. Hwy 50 West
Pueblo, CO
 
First MainStreet Insurance, LLC
(303) 776-5122
275 S Main St Ste 100
Longmont, CO
Alternate Phone Number
3037765122
Services
Independent Insurance Agency

Leinweber Insurance Agency
(303) 719-0364
2090 e 104th Ave Ste 305
Thornton, CO
Alternate Phone Number
303-719-0364
Services
Home, Life, Auto, & Motorcycle Insurance

American National Insurance Patrick Casteel
(970) 461-8205
150 E 29th St
Loveland , CO
 
Denver Life Insurance Agency
(303) 309-0100
1624 Market St Suite 202-A
Denver, CO
 
Insurance By Phone
(970) 221-0042
2020 S College Ave. STE A-3
Fort Collins, CO
Services
Car Insurance, Auto Insurance, Home Insurance, Life Insurance
Prices and/or Promotions
Free Insurance Quotes for Colorado residents

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

Click here to read the rest of this article from Gradspot.com

©2010 Gradspot LLC