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Renters Insurance Resources Raeford NC

Don’t go without renter’s insurance. It took time to collect your valuables. An unfortunate and unexpected event could take it all away unless you were smart enough o prepare in advance with a renter’s insurance policy. Here you will find renter’s insurance tips that will help you get the best insurance coverage at just the right price. Please scroll down for information and access to the local insurance agents in Raeford, NC listed below.

State Farm Insurance-Sue Burruss Agency
(910) 864-5908
8140 Cliffdale Road
Fayetteville, NC
Alternate Phone Number
910-864-5908

malcolm fields
(910) 818-0186
3820 raeford rd
fayetteville, NC
Alternate Phone Number
9108180186
Services
commercial and personal lines

The Purrier Group, Inc.
(910) 670-2500
935 McCloskey Rd.
Fayetteville, NC
Alternate Phone Number
910-670-2500
Services
Insurance

Pegram Prevatte Insurance
(336) 226-4044
2659 Ramada Rd
Burlington , NC
Alternate Phone Number
336-226-4044

Nationwide Insurance - Brett Ziskind, Agent
(704) 527-5766
820 tyvola rd #100
charlotte, NC
Alternate Phone Number
704-527-5766

BURRUSS, SUE- STATE FARM INSURANCE
91-864-5908
8140 CLIFFDALE ROAD
FAYETTEVILLE, NC
Alternate Phone Number
9108644997

WEALTH GUARD INSURANCE AGENCY INC
(910) 485-0030
2543-D2 RAVENHILL DRIVE
FAYETTEVILLE, NC
 
Lawyers Mutual Liability Insurance Companyof North Carolina
(919) 677-8900, (800) 662-8843
5020 Weston Parkway, Suite 200
Cary, NC
Prices and/or Promotions
States/Provinces Served: North Carolina

James W. Brown State Farm Insurance
(704) 588-9600
13209 Carowinds Blvd Suite H
Charlottle, NC
Services
Insurance

Pegram Insurance
(704) 494-9495
9010 Glenwater Dr
Charlotte, NC
Alternate Phone Number
(704)494-9495
Services
auto insurance, home insurance, business insurance, car insurance, motorcyle insurance

Buying Renter's Insurance

By Julie Fishman

After college graduation, there are often a series of other graduations: Natty Ice to Bud Light; 1990 20” TV to 2007 42” Sony flatscreen; $150 canvas futon to $1,500 leather couch. But what happens to all of that accumulated wealth in the event of lightning or larceny

? It’s a common misconception that a landlord or condo association’s insurance will cover damage to a tenant’s goods in case of a catastrophe. Though the owner’s insurance will pay for structural building damage, it won’t protect personal property. Once you move into your place, you are personally liable for what goes on in the apartment. So how do you handle that responsibility?

The simple solution is renter’s insurance: like a condom, it’s low in cost ($150-300/yr) but high in benefits. Not only does it cover individual belongings, but it gives you a place to crash when your pad is trashed and covers liability in case of any injuries. Candles, robberies, volcanic toilets—the list of possible disasters is not only limitless, but, in the world of post-grad partying, not all that unlikely. Ultimately, $17 a month is a pretty cheap price to pay for peace of mind.

Disasters and Delinquents: What Does It Cover?

Most basic plans cover fire, lightning, theft, smoke, vandalism, and wind/hail storms. Included with some, or offered as an add-on, are damage due to floods, burst pipes, riots, aircraft and vehicles, freezing of plumbing, falling objects, explosions, volcanic eruptions, and weight of snow, ice, or sleet. If you're living in a flood-, hurricane-, or earthquake-plagued area, protection from those disasters may cost additional dinero. You should be able to tweak the plan to fit your needs, but sadly no plan will cover a drunk friend urinating in a Gucci-filled dresser drawer that he thought was the toilet (personal experience…except replace Gucci with Gap).

An Advantage in Adversity: What Does it Do?

  • Shields Your Stuff – Everything from a Dell computer to designer curtains can be covered by renter’s insurance. Pricey possessions, like grandma’s fur coat or grandpa’s Joe DiMaggio rookie card, may require an additional fee.
  • Provides a Provisional Pad – If a fire takes out the wall, you won’t have to relocate to a bench at the bus station. The policy will pay for temporary housing to a similarly priced pad or hotel, usually for up to 12 months until the repairs are made, rebuilding is completed, or a permanent abode is found.
  • Insures Injuries – When a soon-to-be-ex friend slips, breaks her pelvis and sues, renter’s insurance will help pay for medical and legal expenses. Renter’s insurance will not help find better friends.

Penny Wise: How Much Does it Cost?

Premium price depends on a number of factors, such as how much is actually insured, what area the digs are in, if any additional coverage is needed, and what insurance company is used. With no additional coverage, a plan will typically run $150-300/yrR...

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